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Virtual Debit Card
The Dialog Finance Virtual Debit Card is a secure, globally accepted debit card designed for effortless online shopping. Instantly available through the Genie App, it lets you create multiple virtual cards, manage your spending with ease, and track your finances in real time. You also get access to FlexiPay Instant Credit, giving you extra financial flexibility whenever you need it.
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Why Choose the Dialog Finance Virtual Debit Card?
Dialog Finance Virtual Debit Cards give you full control over how you spend, with the ability to create multiple cards, set custom limits, and manage transactions in real time. Designed for convenience and enhanced security, it makes digital payments simpler, safer, and more flexible for your everyday needs.
How it works
Download the Genie app, open a Digital Savings Account using NIC and apply for the Dialog Finance Virtual Debit Card within the app. The card is connected to a Digital Savings Account for convenient deposits, transfers, and bill payments.
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Frequently Asked Questions

The Dialog Finance Virtual Debit Card is a secure digital debit card designed for seamless online shopping. It is instantly activated via the Genie App and allows customers to create multiple cards, manage spending limits, and transact safely without a physical card.

You can activate the Virtual Debit Card instantly through the Genie App—no paperwork or waiting period required.

Yes. A one time issuance fee of LKR 400 will be charged when you create a new Virtual Debit Card.
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