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Powering Sri Lanka's Digital Financial Future
Dialog Finance is dedicated to helping consumers and businesses manage their finances efficiently, make smarter decisions, and achieve their financial goals with ease.
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ABOUT DIALOG FINANCE
Dialog Finance PLC is a licensed and regulated finance company under the the Central Bank of Sri Lanka, operating under the Finance Companies Act No. 42 of 2011. As part of the Dialog Axiata Group, we strengthen Sri Lanka’s financial ecosystem through secure digital-first solutions for consumers and businesses.
Our connected platforms help users save, borrow, and manage finances efficiently, supporting financial inclusion and growth across the country. Dialog Finance PLC is rated ‘AA(Ika)’ with RWN from Fitch Ratings Lanka demonstrating strong financial stability and industry credibility.
WHY DIALOG FINANCE?
Dialog Finance combines financial expertise with digital innovation to deliver seamless financial solutions for both consumers and businesses. We empower consumers with convenient money management and support businesses with scalable payment and financing solutions, driving Sri Lanka’s digital financial future.
We provide simple digital tools such as SMART accounts, quick loans and flexi pay. We provide businesses faster, more efficient ways to accept payments and manage transactions with solutions such as Payment Links, IPG, and POS terminals built to scale with operational needs.
We focus on reliability, clarity, and practical usability, streamlining financial activity and giving users better visibility and control to make informed decisions to manage their finances.
EMPOWERING SRI LANKA WITH DIGITAL FINANCIAL SOLUTIONS
FOR CONSUMERS
Dialog Finance simplifies how you manage money through practical tools for saving and borrowing.
Through our Genie platform and SMART Account, consumers gain access to digital savings, device loans via Lesi Pay, goal-based fixed deposits, digital fixed deposits, personal loans, and margin trading all designed to support real financial needs and responsible growth.
Debit Card
Virtual Cards
Fixed Deposit
Fixed Deposit
Goal Based FD
Goal Based FD
Lesi Pay
Lesi Pay
Loan Against FD
Loan Against FD
Quick Loan
Quick Loan
Savings Pockets
Savings Pockets
Smart Account
Smart Account
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FOR BUSINESSES
Dialog Finance supports businesses from early-stage to established operations with financial solutions built for performance and stability.
Our Genie Business platform provides POS Terminals, Internet Payment Gateway (IPG), multi-currency pricing, e-store capabilities, payment links, QR-based payments, billing tools, and Business Growth Loans helping businesses modernize operations and maintain cash flow with greater control.
Billing Services
Billing Services
E-Store
E-Store
IPG
Internet Payment Gateway
Lending
Business Growth Loans
Tap to Pay
POS Terminals
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OUR CORE VALUES
Digital-First Approach
Consumers and businesses require financial services that are secure, simple, and always within reach. We provide secure digital platforms for saving, borrowing, and financial management for consumers and businesses to move forward with confidence. A digital-first approach removes delays and paperwork to make saving, borrowing, and managing finances easier.
Personalization
Through Data
Financial solutions are most effective when they reflect real customer needs and behaviors. At Dialog Finance, we use advanced data analytics to design smarter financial solutions. This approach improves financial planning, risk assessment, and decision-making, enabling more responsive and personalized experiences.
Connected Financial
Infrastructure
Dialog Finance connects financial services through a unified digital ecosystem for consumers and businesses. By integrating payments, savings, lending, and financial management into seamless platforms, we enable secure financial experiences. This infrastructure improves accessibility, reduces complexity, and supports Sri Lanka’s digital financial growth.
Passion to Help Others
Responsible progress depends on improving financial access for consumers and businesses. At Dialog Finance, we focus on underserved segments by providing solutions that expand access to finance and support upward mobility. Our approach helps customers and businesses grow while maintaining financial stability and confidence in decision-making.
Human Element
Technology powers our services, but people guide our decisions. At Dialog Finance, we combine digital innovation with human insight to understand customer needs, build trust, and provide responsible financial guidance ensuring every solution supports the real people and businesses behind every financial journey
How can we help you?

Dialog Finance PLC, is a subsidiary of Dialog Axiata PLC. Registered with the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011, Dialog Finance offers an array of digital financial services including fixed deposits, margin trading services, revolving loans and other financial facilities.Dialog Finance PLC is at the forefront of innovation in the finance industry in Sri Lanka, with a vision to propel the nation’s financial technology to a level of advancement on par with the developed world. Dialog Finance PLC delivers convenient, accessible, and affordable financial tools to underbanked segments of society, employing cutting-edge technology to deliver industry-leading products and services.

Fitch Ratings Lanka has rated Dialog Finance PLC national long-term rating of 'AA(lka)' with a stable outlook; the highest rating thus far assigned in the industry.

Consumer Products
  • SMART Account
  • Savings Pockets
  • Flexi Pay
  • Debit Card
  • Virtual Debit Card
  • Fixed Deposits
  • Loan Against FD
  • Goal Based FD
  • Lesi Pay
  • Quick Loan
  • Lanka QR
  • Gov Pay
Consumer Products
  • POS Terminals
  • QR Payments
  • Internet Payment Gateway
  • Payment Links
  • E-Store
  • Billing Services
  • Merchant Savings Account
  • Working Capital Loans
  • Business Growth Loans

Mon - Fri: 9AM to 3PM / Closed on Weekends, Mercantile and Poya Holidays
Latest News
Dialog Finance Chairperson Renuka Fernando Featured in Senior Leadership International Women’s Day Tribute
Mar 05, 2026
Dialog Finance Chairperson Renuka Fernando Featured in Senior Leadership International Women’s Day Tribute
Read More
107% YoY Income Surge: Embedded Lending and Digital Payments Power Dialog Finance’s Record Growth
Feb 10, 2026
107% YoY Income Surge: Embedded Lending and Digital Payments Power Dialog Finance’s Record Growth
Read More
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Corporate communication
Registered Office
No. 475, Union Place,
Colombo 02, Sri Lanka.
Email
info@dialogfinance.lk
Colombo
1st Floor, No.57
Srimath Anagarika Dharmapala Mw,
Colombo 03, Sri Lanka.
Telephone
076 076 0760
Bank Code - 7995
Branch Code - 001
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Consumer
About Genie SMART Account Savings Pockets Flexi Pay Debit Card Virtual Debit Card Fixed Deposits Loan Against FD Goal Based FD Lesi Pay Quick Loan Lanka QR Gov Pay
Business
About Genie Business Merchant Savings Account POS Terminals QR Payments Internet Payment Gateway Payment Links E-Store Billing Services Working Capital Loans Business Growth Loans
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