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Why choose Loan Against Fixed Deposits
With Dialog Finance, you can obtain up to 90% of your Fixed Deposit value at a competitive interest rate
of your FD rate plus just 2% additional. With a minimum FD requirement of only LKR 10,000 and flexible
loan tenures ranging from 3 to 60 months, you have the freedom to structure repayments around your
financial needs. The entire process is fully digital and available through the Genie app, with no
paperwork required—giving you fast, convenient access to funds while your investment continues to grow.
How it works
Log in to Genie app, visit the 'Loans' section, and select 'Quick Loan. ' After choosing the loan amount
and repayment period, apply, and complete a video call verification to finalise it.
Click here to View Rates and Charges
For more information call our 24/7 hotline
076 076 0760
Frequently Asked Questions
A Loan Against FD allows you to borrow money using your fixed
deposit as security while your deposit continues to earn interest.
You need a minimum Fixed Deposit value of Rs. 10,000 to be
eligible.
You can borrow up to 90% of the FD value (terms & conditions
apply). For monthly interest payment loans, the maximum is 80%.
