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Goal-Based FD
Dialog Finance Goal-Based Fixed Deposit lets customers create dedicated FDs in-app for goals like education, travel, or a home. Users choose the target amount and tenure, fund it easily, and track progress in real time, while earning competitive interest through disciplined, locked-in savings.
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Why choose Goal-Based FD
You’re in control from day one. Set a target maturity amount or choose a monthly savings commitment that fits your lifestyle. Enjoy guaranteed returns and seamless digital management, all in one place. It’s secure, flexible, and designed to help you stay on track without the stress of manual follow-ups.
How it works
For discipline savings through regular monthly contributions, establish a savings target by opening a Dialog Finance fixed deposit.
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For more information call our 24/7 hotline 076 076 0760
Frequently Asked Questions

You can save a fixed monthly amount to achieve your savings goal at the end of the period.

  • You can choose either your desired maturity value or the monthly commitment value
  • You can choose your preferred funding date
  • No restrictions on the goal setup period. You can select any period between 12 months to 60 months
  • Minimum monthly instalment value starts from LKR 100/-
  • A free transactional savings account is offered with the goal-based savings account
  • Can earn a higher interest rate

You can deposit your monthly instalments on or before the funding date to your transactional savings account and via a standing instruction that instalment value will be credited to your goal-based savings account. Direct deposits, fund transfers or CEFT transfers are not allowed for the goal-based fixed deposit account.
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