Dialog Finance

Powering Sri Lanka's Digital Financial Future

Dialog Finance combines digital innovation with trusted financial expertise, to deliver digital financial solutions for consumers and businesses.

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ABOUT DIALOG FINANCE

Dialog Finance PLC is a licensed and regulated finance company, registered by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011. As part of Dialog Axiata Group, Dialog Finance PLC offers a broad range of financial products and services tailored to meet the needs of diverse customer segments, including consumers, SMEs and corporates.

Dialog Finance is rated ‘AA (lka)’ from Fitch ratings Lanka, demonstrating financial stability and industry credibility.

WHY DIALOG FINANCE?

At Dialog Finance, we are committed to meeting the evolving financial needs of customers through innovative, accessible, and customer-centric digital financial solutions. Backed by Dialog, Sri Lanka’s leading connectivity provider, we are uniquely positioned to deliver seamless digital financial services with greater reach, convenience, and accessibility.

With a strong focus on financial inclusion, responsible lending, and long-term value creation, Dialog Finance continues to redefine how Sri Lankans access, manage, and grow their financial wellbeing in an increasingly connected world.

EMPOWERING SRI LANKA WITH DIGITAL FINANCIAL SOLUTIONS

FOR CONSUMERS

Dialog Finance delivers convenient, accessible, and secure digital financial services to customers across Sri Lanka, through our fully integrated platforms.

Our retail offerings include a comprehensive suite of Digital financial solutions spanning digital savings accounts, fixed deposits, personal loans, and flexible device financing solutions through Lesi Pay.

Virtual Cards

Fixed Deposit

Goal Based FD

Lesi Pay

Loan Against FD

Quick Loan

Savings Pockets

Smart Account

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FOR BUSINESSES

At Dialog Finance, our focus is to enhance digital payment capabilities and expand access to financing for small and medium enterprises.

Our services include QR payments, POS terminals, Internet payment gateways, payment links, E-store, billing services, and business loans.

Billing Services

E-Store

Internet Payment Gateway

Business Growth Loans

POS Terminals

Tap to Phone

Payment Links

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OUR CORE VALUES

Digital-First Approach

We leverage technology to deliver secure, reliable, and accessible digital financial solutions for consumers and businesses. Our platforms are designed to simplify financial management through seamless and convenient digital experiences. By combining innovation with customer-focused services, we empower users to meet their evolving financial needs in an increasingly connected digital economy.

Personalization
Through Data

We harness data, technology and customer insights to better understand the evolving needs of consumers and businesses. This enables us to deliver more relevant, intuitive, and personalized digital financial solutions that enhance customer experiences, support smarter financial decisions, and enable more effective risk management. By leveraging insights responsibly, we create seamless and meaningful financial experiences tailored to the needs of a connected digital economy.

Connected Financial
Infrastructure

We leverage connected digital platforms to build a more holistic understanding of our customers and their financial journeys. Through seamless integration across ecosystems, we transform customer insights into more personalized and responsive financial experiences that create greater value and convenience.

Passion to Serve

We are committed to expanding access to financial services for unbanked and underserved individuals and businesses across Sri Lanka. Through inclusive and customer-focused digital financial solutions, we strive to support financial empowerment, economic participation, and long-term financial well-being.

Human Element

While technology enables our innovations, people remain at the center of everything we do. Every financial solution developed by Dialog Finance is guided by a commitment to understanding customer needs, maintaining trust, and delivering digital financial services with integrity.

How can we help you?

Dialog Finance PLC, is a subsidiary of Dialog Axiata PLC. Registered with the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011, Dialog Finance offers an array of digital financial services including fixed deposits, margin trading services, revolving loans and other financial facilities.Dialog Finance PLC is at the forefront of innovation in the finance industry in Sri Lanka, with a vision to propel the nation’s financial technology to a level of advancement on par with the developed world. Dialog Finance PLC delivers convenient, accessible, and affordable financial tools to underbanked segments of society, employing cutting-edge technology to deliver industry-leading products and services.

Fitch Ratings Lanka has rated Dialog Finance PLC national long-term rating of 'AA(lka)' with a stable outlook; the highest rating thus far assigned in the industry.

Consumer Products